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Conference on Household Finance

February 24, 2017

NYU Stern School of Business
44 W 4th Street
New York, New York

Organizer:  Johannes Stroebel
 

8:00    Registration and Continental Breakfast


9:00    Presentation 1        

"The Marginal Propensity to Consume Out of Credit: Evidence from Random Assignment of 54,522 Credit Lines"
Presenter: Deniz Aydin (Washington University Olin)
Discussant: Jialan Wang (UIUC)


9:45    Presentation 2         

"Loan Contracting in the Presence of Usury Limits: Evidence from Automobile Lending"
Presenter: Brian Melzer (Northwestern Kellogg)
Discussant: Andres Liberman (NYU Stern)


10:30    Refreshment Break


11:00    Presentation 3        

"Bad Credit, No Problem? Credit and Labor Market Consequences of Bad Credit Reports"
Presenter: Will Dobbie (Princeton University)
Discussant: Kyle Herkenhoff (University of Minnesota)


11:45    Presentation 4        

 "Credit Constraints and Search Frictions in Consumer Credit Markets"
Presenter: Chris Palmer (Berkeley Haas)
Discussant: Neale Mahoney (Chicago Booth)


12:30   Lunch


1:50    Job Market Session   -  Presentations by current job market candidates (Talks 20 mins, 5 min Q&A)        
"The Effect of Debt on Default and Consumption: Evidence from Housing Policy in the Great Recession"
Presenter: Pascal Noel (Harvard University)
           
"Selective Attention in Consumer Finance: Evidence from a Randomized Intervention in the Credit Card Market"
Presenter: Paolina Medina (Northwestern Kellogg)
          
"Idiosyncratic Risk in Housing Markets"
Presenter: Marco Giacoletti (Stanford University)
          
"Why Do Federal Loans Crowd Out the Private Market? Evidence from Graduate PLUS Loans"
Presenter: Monica Bhole (Stanford University)


3:30    Refreshment Break
4:00    Presentation 5        

"Minimum Payments and Debt Paydown in Consumer Credit Cards"
Presenter: Benjamin Keys (Wharton)
Discussant: Sumit Agarwal (Georgetown University)


4:45    Presentation 6         

"Stock Market Returns and Consumption"
Presenters: Amir Kermani and Marco DiMaggio (Berkeley Haas and Harvard Business School)
Discussant: Michaela Pagel (Columbia Business School)