Other Voices on Mortgage Reform

Proposals

Reforming America’s Housing Finance Market: A Report to Congress
The Department of the Treasury
U.S. Department of Housing and Urban Development

A Blueprint for Mortgage Finance Reform
Viral Acharya, Matthew Richardson, Stijn Van Nieuwerburgh, and Lawrence J. White

Taking the Government Out of Housing Finance: Principles for Reforming the Housing Finance Market
An American Enterprise Institute Policy White Paper
Peter J. Wallison, Alex J. Pollock, Edward J. Pinto, January 2011

Mercatus Center: Five Proposals for a New Housing Finance System in the United States
Dwight M. Jaffee, Lawrence J. White, Peter Wallison, Arnold Kling, Anthony B. Sanders, Michael Lea, March 2011

The Economics of Housing Finance Reform:Privatizing, Regulating and Backstopping Mortgage Markets
David Scharfstein and Adi Sunderam, February 2011

The Government’s Role in the Housing Finance System: Where Do We Go from Here?
Karen Dynan and Ted Gayer, February 2011

The Future of the Mortgage Finance System
Mark Zandi and Cristian deRitis, February 2011

A Responsible Market for Housing Finance A Progressive Plan to Reform the U.S. Secondary Market for Residential Mortgages
The Mortgage Finance Working Group, sponsored by the Center for American Progress, January 2011

Catastrophic Mortgage Insurance and the Reform of Fannie Mae and Freddie Mac
Diana Hancock and Wayne Passmore, January 2011

Fannie Mae, Freddie Mac, and the Federal Role in the Secondary Mortgage Market
A CBO Study, December 2010

Reforming the U.S. Mortgage Market Through Private Market Incentives
Dwight M. Jaffee, November 2010

A Private Lender Cooperative Model for Residential Mortgage Finance
Toni Dechario, Patricia Mosser, Joseph Tracy, James Vickery, and Joshua Wright, August 2010

Improving U.S. Housing Finance through Reform of Fannie Mae and Freddie Mac: Assessing the Options
Ingrid Gould Ellen, John Napier Tye, Mark A. Willis, May 2010

Moving Beyond Fannie Mae and Freddie Mac: A Proposal for a New Generation of Entities to Facilitate a Secondary Market for Conventional Mortgages
The Housing Policy Council, February 2010

Future of Fannie Mae and Freddie Mac and the Housing Finance System
Federal Government Affairs and Housing Finance Committees, January 2010

MBA’s Recommendations for the Future Government Role in the Core Secondary Mortgage Market
Mortgage Bankers Association, August 2009

Recommendations for Restructuring the GSEs
National Association of REALTORS®

Financial Crisis and Recession
Economic analysis by Susan Woodward and Robert Hall