Experience Stern | News & Events

Excerpt from WalletHub -- "A credit card can be useful: It allows an individual to delay the payments for purchases when cash-on-hand is short. But the use of a credit card also means taking on additional debt: If the individual is careless in spending and thus the accumulation of that debt, then repaying the debt can become difficult; late fees accumulate; personal bankruptcy and/or a bad debt record follows; and then other aspects of the individual's life become more difficult as well."

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