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Excerpt from Financial News -- "Since the crisis, Deutsche Bank has delayed making difficult decisions. Now it is up to Cryan to make them. Though General Electric has decided to sell off most of its GE Capital unit, and American Express spun off its Lehman Brothers subsidiary in 1994, no major bank has been willing to go that far. Cryan will have to take a hard look at spinning off the capital markets unit, or explain to investors why he didn't do so."

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